Negative Credit Scores Affecting Your Life?

Our BBB A+ Rated Credit Repair Service Will Help You Correct Your Credit Scores With Transunion, Experian, and Equifax. Join Our Thousands of Happy Clients Today And Start Living the Life You Want! Sign Up For A Consultation Today!

FREE Credit Improvement Plan of Action

FREE Credit Consultation

FREE Credit Coaching

$100 Down Payment

$100 per Month

YOUR SUCCESS IS OUR PRIORITY

Paul Smart, Founder & CEO

My small but efficient team is committed to your success. All the science and math of credit repair doesn't matter if there is no personal touch.


That's why our strategy is different for every client - our approach is customized to your specific needs.

STEP 1: We analyze your credit history through your credit report.

STEP 2: We formulate a custom action plan to handle your credit situation.

STEP 3: We dispute your negative items from all 3 BUREAUS (Transunion, Equifax, Experian) and other data furnishers.

STEP 4: We monitor your credit 24/7, and we keep you updated.

STEP 5: We guide you to maintain a good and healthy credit score so you can build your future.

WE UNDERSTAND WHAT

YOU NEED.

THAT'S WHAT MAKES US GOOD...

...BUT THESE PERKS MAKE US EVEN BETTER:

Personalized Service: 1 on 1 credit counseling.

Flexible Options: One-time payment or monthly payments at very low rates.

VIP Treatment: Negative items removed in 45 days or less.

Transparent Pricing: Flat rate, no hidden fees.

​Social Proof: Winner of "Best Credit Counseling Company of 2019" by US Business News.

1/3rd of the United States has been deemed "Un-bankable" (below 640 fico).

Clients can start seeing corrections in as little as 45 days.

Instant Action

Plan Delivery.

How We Repair Your Credit Scores

1

Review Your Credit File

We'll analyze your credit report. We'll be looking for questionable items like Collections, charge-offs, tax liens, judgments, and late payments that may be hurting your score

2

Write To Agencies

We will then write to each of the 3 credit agencies (Transunion, Experian, and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests, and goodwill interventions intended to improve your credit score.

3

Unlimited Items

Keep in mind we will be doing this for all of the inaccurate items on your reports right from the start. Also, you can log in to our client portal and check your progress report, which will show you when letters have been sent out and when to expect responses from the credit agencies/creditors/furnishers in your mailbox.

4

Repeat The Process

We will analyze the inaccurate items not yet removed and generate new letters addressing them again. We will continue to fight for you until you are happy with the number of corrections on your credit report.

How It Works

1.) Consultation

We do a thorough consultation before enrolling clients. We'll explain our service clearly and what options you have.

2.) Enrollment

A dedicated consultant will guide you through the entire process. You will receive a definitive action plan which will show you how to fix your credit scores!

3.) Sit Back & Relax

The key to the removal of erroneous information is persistence and communication with your consultant. Stick with our system and enjoy an accurate credit profile again. Guaranteed!

What We Can Offer You

Faster Results

As we offer an unlimited service we get our clients to their goals of improving their credit score a lot faster than our competitors.

Unlimited Items

Where most companies charge a monthly fee to do a maximum amount of work, we offer an unlimited service that is much, much faster.

Personal Service

We dedicate a specific "Success Manager" to each client who knows your file to provide you with the best

service.

$0 Up-Front Fees

Never pays any upfront fee until your process starts and payment options that fits your budget.

No Commitments

Our commitment is to yourself

Lifetime Credit Coaching

Have questions about credit after you’re done with our program? No problem! Access our credit experts for life!

OUR CLIENT'S LATEST CREDIT RESULT

TESTIMONIALS

FAQs

Is credit repair legal?

Yes, It's important to note that credit repair is legal in all 50 states. The Fair Credit Reporting Act (FCRA) is a law that guarantees consumers the right to dispute information in their credit report to have it corrected. The Credit Repair Organizations Act (CROA) is another law that outlines how credit repair companies can provide services to consumers.

Is credit repair legal?

We guarantee that your information is safe and secure. We use 3FA (3 Factor Authentication) to assure that your details are not shared to any party.

Will my score go up?

The short answer is: yes it can. But it depends on your situation:


If you have positive accounts on your report when we delete the negative accounts, and your scores will go up. This is a common scenario.


However, if you have NO positive accounts on your report, it will go up and down until it resets to NO SCORE. This means you have a clean slate and with our guidance, we can work on REBUILDING your credit from the ground up.

How long will it take to repair my credit?

In most cases, you will begin to see results between 21 to 45 days. This is the minimum amount of time it takes for credit bureaus, creditors and collection agencies to respond to our dispute letters. The average time, however, is between 3 - 6 months.

What can you remove?

Pretty much everything. Late Payments, Charge Offs, Collections, Inquiries, Repossession, Identity Theft, Student Loans, Tax Liens, Judgments, Foreclosures, Bankruptcies, and SO MUCH MORE!

Want To See How We Can Help?

Get a Free Consultation Now

Call: +1 7867420577

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